Chief Commercial Officer Consumer Loans
On behalf of Resurs Bank, WES is looking for a driven business and sales-oriented leader with a background from the loan and credit market who, with a distinct strategic and analytical mindset, can lead and develop the Nordic consumer loan product offering and organization into the future where the business and the consumer are in focus.
Background and current situation
The financial sector is facing major changes. New players in the form of niche finance companies and fintech players are emerging and taking market shares from the major banks and challenging the way they respond to and manage customers. The industry is becoming increasingly digital and international. Customers are doing more and more errands via mobile phone. The main competitors are the niche banks such as Norwegian, Ikano, Nordax and TF bank but also loan brokers such as Lendo and Zmarta.
Resurs is a dynamic company in constant growth and is characterized by entrepreneurship. The goal is not to become, or act as a traditional bank, but rather to be regarded as a trading company in the financial sector.
In 2020 Resurs started on a transformation journey to remain competitive in a constantly changing world and technological development that is moving at a faster pace than ever. Resurs agenda is ambitious and is about maintaining relevance and win in the market – in the product offering, in the meeting with customers and partners, and as a brand in general.
You are responsible for a team of 48 people, consisting of country consumer loan responsible in Sweden, Denmark, Norway and Finland, a team working with product improvements and a trade marketing team.
As Chief Commercial Officer Consumer Loans you have a key position and is part of the group management team. You report to the CEO Nils Carlsson. Consumer Loans is from a loan book perspective the biggest of the three business areas with a loan book of 18 billion SEK.
It is essential within the assignment to continue to develop and transform Consumer loans into the future by optimising the parameters of price, brand, speed, risk, and sustainability to gain a higher market share and grow the segment.
Your overall responsibility besides leading and driving your business segment is to be an active and business focused member in the group management team and contribute to the company’s growth and transformation.
You have a Nordic responsibility for the largest business segment which is currently organised by country. You need to assess and optimise both the organisation structure and the product offering in a more and more digital and competitive market.
From a consumer perspective Resurs unique selling points and offering needs to be packaged in a clear and distinct way and always with a responsible and sustainable credit in mind. When updating the product offering you need to evaluate and consider all eventual effects of future regulatory updates.
Background and Experience
Resurs is looking for a senior business and sales-oriented executive with a strong track record from a fintech company in growth.
- A solid understanding and experience of the loan and credit market.
- Business and sales-oriented with experience of driving change and growth.
- Strategically and analytically strong but at the same time operational.
- Growth mind-set
- Experienced in leading a cross region organisation in portfolio companies.
- Ability to build relationships, trust, and confidence towards the management team and within the rest of the bank.
- Development and solution-oriented implementer who questions and improves existing working methods, products, and strategies.
- Relevant academic degree and fluency in English.
- A curious, forward-thinking, self-motivated, and committed person who can both set high standards and inspire his/her employees as well as create commitment and participation.
- High level of integrity, unpretentious, driven, energetic and proactive.
- Creative with own ideas and solutions.
- Pedagogical and clear in communication and in decision-making.
- Humble and team oriented.
The position is a permanent employment located at the headquarter in Helsingborg.
Resurs is co-operating with Wes in this assignment. For more information about the role, contact Agnetha Dahlström at email@example.com or 0709 73 73 70.
Resurs Holding (Resurs), which operates through its subsidiaries Resurs Bank and Solid Försäkring AB, is a leader in retail finance in the Nordic region, offering payment solutions, consumer loans and niche insurance products. At the end of 2020, Resurs had 827 employees and a loan portfolio of SEK 30,9 billion.
Resurs started in 1977 with the vision of
offering simple financing solutions for the retail trade. Resurs was first in Sweden to offer interest-free financing when purchasing. In 2001, Resurs received a banking license and changed its name to Resurs Bank. In 2016, the Resurs Group was listed on the Nasdaq. Today, the Resurs Group is located throughout the Nordic region helping thousands of retail partners with payment solutions and offering 5.7 million customers every year different part payment alternatives, private loans, credit cards and insurance.